| Choosing a Plan
Choosing a plan can be hard, especially when you don't have lots of money to spend on a cell phone. The best plans offer the most minutes and the greatest features, but unfortunately those are the plans that are also the most expensive. To pick the best plan, you have to evaluate your conversation habits, and possibly cut down on them if you cannot afford the plan with the most minutes.
Many things, other than minutes alone, need to be taken into account when choosing a plan. Long distance charges, text message fees and Internet usage fees are just a few of the other rates that need to be looked at. Figure out what you are not using, and find a plan that doesn't include that feature. If you never go on the Internet on your phone, don't pay extra for it. If you don't send text messages, get a plan that doesn't even offer it. As for long distance, everybody needs to sometimes call long distance, so find a plan that offers low long distance rates (like 5 cents a minute). Of course, if for some reason you don't use long distance ever, convert this good quality of yours into maximum savings.
Minutes are the most important thing that people consider when looking at a plan. If you only use your phone to talk locally, then you can pass all the savings from the previous scenario into purchasing the plan with the greatest amount of minutes. Cingular, for example, offers a range of different plans, differing in minutes and features alike. After everything else, if you still can't afford a high-minutes plan, you can still get along with a smaller plan, simply cut down on the amount of talking. Wait to call someone until you get home, and keep conversations short and to the point. If you have a Cingular plan with Rollover, try to go cold turkey on cell phone talk (well, as close as possible), so the next month you will have a huge amount of minutes that are just ripe for the using.
Besides the traditional plan, there is another type, Pay-As-You-Go. This kind of plan is targeted at people who don’t talk much on the phone, and you only pay when you talk. For example, Cingular offers two types of Pay-As-You-Go plans. One of them charges 10 cents a minute and $1 for connecting for the day (if you don't use your phone a day, you don't get charged, but if you use your phone, you get charged an extra $1 plus all the regular minutes you rack up). The other plan charges 25 cents a minute, but there is no charge for connecting. These plans are the best for people who don't use their cell phone often, because you pay for exactly what you use and you don't have any leftover stuff at the end of the month.
Don't be hasty in choosing a plan. Many of them require some commitment, and know your talking habits before choosing. Wouldn't you rather be spending most of your entertainment funds on other things, rather then on your cell phone? If you get the right plan, you will only spend the bare necessity, which leaves money to be spent on more important things. | 
.There are many service which can recommends you the best cell phone plans according to your usage requirements.I know of a site called Billshrink.com.It will helps choose the right plan based on the way we use our cell phone.
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